Why should we choose Blue Shield?
Although we sell a bunch of different products, there are a lot of reasons why you should choose Blue Shield over other carriers. One reason is they are a PPO. Which means that Blue Shield offers a Preferred Provider Organization (a PPO). This is a blue shield health plan contracts with a network of “preferred” providers from which you can choose who to go to. You do not need to select a primary care physician and you do not need referrals to see other providers in the network.
If you receive your care from a blue shield doctor in the blue shield preferred network you will only be responsible for your deductable (a feature of some blue shield PPOs) and a co-payment for your visit (in-network). If you get health services from a blue shield doctor or a hospital that is not in the preferred network (known as going “out-of-network”) you will pay a higher amount. With a blue shield PPO you will need to pay the doctor directly and file a claim with the PPO to get reimbursed.
Blue Shield also offers health management programs. Blue Shields health-management programs offer support at no additional charge to members with chronic conditions such as asthma and diabetes. Blue Shield works directly with RN’s so you can receive up-to-date blue shield health and wellness information and strategies for self-management from tons of programs. (These are just some of them). Asthma Self-Management Program, Diabetes Management Program, Coronary Artery Disease Management Program, Congestive Heart Failure Program, Chronic Obstructive Pulmonary Disease (COPD), and Self-Management Program.
If you decide that blue shield is the right carrier for you then you can click the link below and follow it to a site. Fill out some information about yourself and give us a call if you have any questions! (408) 421-5555