Health Insurance for families, San Jose, Sunnyvale, Santa Clara, CA

If you are in the market for purchasing Health Insurance for yourself or your family, there are a ton of options available.  Most of the plans have a somewhat higher deductible, but offer really comprehensive coverage.  The only downside to these plans are that you have to qualify for them….meaning you can’t have any pre-existing conditions or taking any expensive medication.  That will hopefully change in 2014, but for right now, that’s the world we live in.

At Brauer Insurance Services…..Health Insurance is what we do, it’s ALL we do.  Many brokers and agencies OFFER Health Insurance, we SPECIALIZE in it!!  The prices for Health Insurance for Families and Individuals are set by the State, so going “direct” to the carrier will not save money.  In fact, the broker’s commission is embedded in the price of the plans, if you go direct or don’t use a broker, the insurance company keeps the commission….and you get to talk with an 800 operator every time you have a question or issue.

Brauer Insurance Services LLC is an Independent, NO fee, family owned agency.  Because we ONLY do Health Insurance for Families and Businesses, we are the experts!!  This industry is just too complicated for brokers to be able to sell ALL kinds of insurance and become an expert.  I learned long ago, you can’t be an expert at everything!!  I would rather be an expert at one thing than just be OK at many things.

Let my daughters and I find the best plan for you and your family.  Honestly, there are only about 10 plans that most people find that fits their needs, out of the hundred out there.  The most popular plan is probably either the Blue Shield HSA 3500 or the Anthem Blue Cross Smart Sense plan.  Both of them are comprehensive and not very expensive.  They are all age-rated, meaning that the 20 somethings are cheap and the 50 somethings, like me, are more expensive.

Check out our website at, or email me at  I will email you the plans and you can decide for yourself.

Steve Brauer….President….Brauer Insurance Services LLC…..(877) 421-4325…3150 Almaden Expwy, Suite 203, San Jose, CA 95118

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