When shopping around for employee benefits, it’s important to look at all of the carriers and what they have to offer before making any decisions. So many times brokers in the San Jose and Mountain View area want to pigeon hole you into buying one specific health carrier like Health Net or Anthem Blue Cross because they get a bigger commission.
Here at our San Jose, CA office, Brauer Insurance Services runs things a little differently. We like to call it “strategic benefit implementation.” We sit down with small business owners all over San Jose and Mountain View, CA and go over specifics on their businesses. We ask different questions based on what kind of business they have and how they would like to go about implementing their employee benefits.
Kaiser has been a favorite amongst so many of our groups because Kaiser offers lower rates with some great benefits. The highest deductible that Kaiser offers right now is a $3,000 plan. So many other plans with Anthem Blue Cross or Blue Shield have much higher deductibles for about the same price as Kaiser. Now, I know that certain employees in Mountain View and San Jose are not going to want the Kaiser benefit because they have heard negative reviews. That happens sometimes! That’s when you can get creative and write some of the group on a Kaiser plan and then the rest of your small business employee benefits with a different carrier like SeeChange, Anthem, or Blue Shield! They will write along side of Kaiser and it works very well for groups who want both PPO options and the Kaiser HMO model.
With Brauer Insurance Services, you are not only getting a friendly, hardworking brokerage, but a creative and strategic one to boot. Give us a call to start your employee benefits off on the right foot! If you already have a plan in place now, we can still come in and review your benefits. We’ve saved a lot of companies hundreds and thousands of dollars just by switching things up a bit.
Bonnie Shelton – (408) 421-5555 – 3150 Almaden Expressway, Suite 203, San Jose, CA 95118