Health Insurance does NOT have to cost you or your business a small fortune…it really doesn’t! I’ve seen many Palo Alto Health Insurance policies and it makes me cringe. SO MANY people are spending way too much money when they don’t have to. There actually IS a strategy to the whole Health Insurance industry. Depending on if you are in the market for Group Insurance or Family Insurance, there are not only many options, but multiple ways to structure your Health Insurance.
Think about it like this…..Health Insurance is one of the biggest expenses for a company OR a family. Does it make sense to have a strategy or maybe think about it in “financial planning” terms? Trust me….if you do, it takes on a whole different mindset. I am constantly floored by employers, CFOs, CEOs, and Controllers that either accept the insane prices for some Health Plans, or have no clue that there IS a better way to furnish Employee Benefits to their employees. When I explain our unique strategy, they are immediately suspicious. I would be too. When I find a decision maker that is progressive and forward thinking, they usually “get it”. It’s pretty funny though, the most suspicious folks that eventually have embraced our strategy, have become my biggest advocates and have sent me tons of referral business.
Some agencies offer Health Insurance…we SPECIALIZE in it! That’s not just a tagline, its the truth. I learned early on, you cannot be an expert at everything. There are just not enough hours in the day to hone your expertise AND stay current with all of the changes in the industry. With ObamaCare, there is NO WAY a broker that tries to “do it all” can be proficient for his clients. The Health Reform legislation is changing almost daily. If you’re not on the cutting edge, you fall behind. PERIOD.
One of the biggest compliments I’ve ever received came from a broker that I respect. He has been in the insurance business for almost 30 years. He provides many lines of insurance, including Employee Benefits and Health Insurance. He routinely calls me and asks for my advice regarding ObamaCare compliance and the Affordable Care Act. I am happy to help other agents….anytime.
Brauer Insurance is in the business of providing Health Insurance in Palo Alto, San Francisco, Oakland, San Jose, and throughout California. We ARE the experts in Health Reform, ObamaCare compliance and making sure people get a fantastic value for their investment.
Steve Brauer-Principal/Broker, Brauer Insurance Services LLC. (408) 421-5555