Employers looking for affordable Employee Health Insurance or Group Employee Benefits should remember one thing……If you had heart trouble, would you go see a General Practitioner?? Probably not. You would see a Cardiologist..a SPECIALIST! Same goes for Employee Health Benefits. Agents or Brokers that “do it all”, CANNOT be a specialist, you just can’t get […]
California Employee Health Insurance Read More »
Do employees know the true value of their benefits packages? More than likely they don’t. The benefit consultants and health benefit statements can help employee’s better understand their benefits and get more recognition for one of their biggest investments. Current studies show that health benefits take up about 30 to 40% of an employees total
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All over my website and in many of my blogs, I talk about how Brauer Insurance “strategizes the financing of your healthcare”. This is NOT just talk, it’s a strategy that we have perfected over many years. If you’re an employer in San Jose, Santa Clara, Silicon Valley or anywhere in California and offer Employee
Employee Benefits “strategy”, San Jose-Santa Clara-California Read More »
When considering California individual health insurance, you need to get a broker. If you are in the San Jose or Bay Area, give us a call. We serve and quote families and individuals all over California. Besides individual and family plans, our brokerage focuses primarily on small groups and employers. I would argue that we
Bonnie: The Broker Benefit Read More »
Brauer Insurance Services is an independent agency located in San Jose, California off of Capitol Expressway and Almaden Expressway. We are an employee benefits broker who specializes in group medical insurance. We have been in business now for eight years and have come to serve many small businesses owners in the San Jose area. We
Bonnie: Employee Health Benefits Read More »
Group Medical Insurance is something that has it’s own “niche” in the world of Health Insurance. To be an EXPERT in the field of Group Medical Insurance is NOT easy. There are so many regulations and changes in this industry, just in the last 12 months. Unless you ONLY do Health Insurance, there is no
Group Insurance or Group Health Insurance Read More »
A broker’s commission is usually anywhere between 3-10% of what the premium is per month. Depending on the size of the group, and the coverage, that’s a pretty fair statement. When writing small group business the typical commission is 7%. I don’t consider myself a sales person. I will never push a product on anyone
Bonnie: Brokers are Free. Read More »
For employers looking to obtain Small Business Employee Benefits in San Jose, Sunnyvale, Santa Clara, Milpitas, Campbell, Los Gatos, or anywhere in the Bay Area, Brauer Insurance has the answer. At Brauer Insurance Services, we provide Small Business Employee Benefits using a proven “strategy” that many Small Businesses have been wildly successful with. San Jose
Small business Employee Benefits San Jose Read More »
Health Reform…..you may agree or disagree with it, all of it or part of it. For Brokers and Agents in the industry, our issue comes with HOW WE ARE GOING TO BE ABLE TO FUND ALL THIS “REFORM” STUFF. Well, the money has to come from somewhere. All these changes, panels, committees, and governing bodies
Health Reform…..Who the HECK is paying for it Read More »
For the past few years there have been major changes for the health care industry…and it’s still not over yet. Health insurance cost is still rising and it’s no surprise that more money is being put forward from consumers and employers alike. A study recently done has found that Employer Health Benefits contributions to employee
Why are HRA’s becoming so popular? Read More »
If you haven’t heard already, in the beginning of 2014 all employers with at least 50 employees must buy health insurance for all full-time employees or pay a penalty of $2,000 dollars per employee. Some employers feel that their constitutional rights are being violated and are starting to say that they will not be compliant
The Patient Protection and Affordable Care Act (PPACA) Read More »
If you are looking for employee health insurance or California employer benefits, we are the agency to see. I am a retired Police Sergeant in the Bay Area and have been consulting businesses with California employer benefits for over 7 years. Our motto is “to protect and to serve”, it’s how we conduct our business.
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